There is a lot to think about when buying a home. The process can be both exciting and overwhelming. Identifying what you want in your dream property, understanding home loans and navigating your way through all the paperwork can be challenging. By becoming familiar with these steps and doing some preparation, you can reduce the … Read more
Why buy shares? When people talk about investing in shares (or stocks), they’re usually referring to common shares. These kinds of shares give you the opportunity to join in the success of public companies listed on the Australian Stock Exchange, and as such, they’re an investment that can really grow your investment portfolio. Because you’re a … Read more
Do you dream of retiring in the country? Do you feel it’s time to leave the rat race behind and get among the fresh air, great outdoors and tight-knit community country towns are renowned for? Many retirees decide to move to country areas so they can enjoy a slower pace of life during their golden … Read more
One of the biggest things holding entrepreneurs back from making bigger, better decisions for their business is anxiety over making a bad choice. Here are five things all business owners should remember when it comes time to make a business-changing decision, writes former Flying Solo editor, Kelly Exeter. Few things cause more anxiety for business … Read more
Making an informed decision about change If you’re thinking about changing your loan to match where you are in life, it’s really worth exploring more than one appealing option. While a standard home loan term can last 30 years, you shouldn’t feel like you’re stuck with that particular loan. There’s a lot that can happen … Read more
Heightened global markets volatility – as we’re experiencing right now – can easily trigger kneejerk reactions by panicked investors. Widespread selling, triggered by the Russia-Ukraine crisis, has been behind the recent big swings on global financial markets, including on stock markets, commodities markets, and currency markets. As serious as the current events are, heightened markets … Read more
Is the key to saving a home deposit as simple as giving up ‘smashed avo’? Well not quite. But spending less does make a difference. Here are some top ways you can control your spending to reach your savings goals so much quicker. Start by understanding your spend It can be easy to lose track … Read more
The surge in house prices around Australia over the last two years has done little to quell the notion that getting on the property ladder is an increasingly difficult feat, particularly for younger investors. While higher interest rates expected this year may lead to less demand and a fall in house prices, property buyers are … Read more
Starting a family, whether it be taking those first steps of planning or knowing your baby is on their way, is exciting – and expensive. Before you start thinking of paint colours for the nursery, it’s wise to understand the costs involved in raising a child. Knowing the costs While there’s no set cost to … Read more
Lower tax on your investments can help you reach your financial goals sooner. But don’t choose an investment based on tax benefits alone. How investment income is taxed You need to include investment income in your tax return. This includes what you earn in: interest dividends rent managed funds distributions capital gains from property, shares … Read more
