Understanding Series
These documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to debt management.
Debt management
Redraw facility
Debt recycling
Costs and risks of reverse mortgages
Debt managementRedraw facilityDebt recyclingCosts and risks of reverse mortgagesThese documents provide provides some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to retirement income.
Account Based Pensions
Transition to Retirement Pensions
Term Allocated Pension
Annuities
Transfer balance cap
Pooled lifetime income streams
Account Based PensionsTransition to Retirement PensionsTerm Allocated PensionAnnuitiesTransfer balance capPooled lifetime income streamsThese documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to social security.
Age Pension
Aged Care
Disability Support Pension (DSP)
DVA Service Pension
Gifting
Granny flat rights
Insurance bond in a private trust
JobSeeker payment
Pensions Income and Assets Tests – Centrelink
Strategies to increase Centrelink or DVA entitlements
Waiting periods
Age PensionAged CareDisability Support Pension (DSP)DVA Service PensionGiftingGranny flat rightsInsurance bond in a private trustJobSeeker paymentPensions Income and Assets Tests – CentrelinkStrategies to increase Centrelink or DVA entitlementsWaiting periodsThese documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to social security.
Income Protection Insurance
Term Life Insurance
Total and Permanent Disablement – TPD – Insurance
Trauma or Critical Illness Insurance
Income Protection InsuranceTerm Life InsuranceTotal and Permanent Disablement – TPD – InsuranceTrauma or Critical Illness InsuranceThese documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to wealth accumulation (superannuation).
Cash out and re-contribute to super
Co-contribution
Consolidate superannuation
Downsizer Super Contribution
First home super saver scheme
Non-concessional contributions
Personal deductible contributions
Salary sacrifice
Splitting superannuation contributions
Spouse contributions
Superannuation
Cash out and re-contribute to superCo-contributionConsolidate superannuationDownsizer Super Contribution First home super saver schemeNon-concessional contributionsPersonal deductible contributionsSalary sacrificeSplitting superannuation contributionsSpouse contributionsSuperannuationThese documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to estate planning.
Advance Care Directive
Family Trusts
Powers of Attorney
Special Disability Trust
Superannuation death benefits
Testamentary Trusts
Wills
Advance Care DirectiveFamily TrustsPowers of AttorneySpecial Disability TrustSuperannuation death benefitsTestamentary TrustsWillsThese documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to investment concepts.
Asset Allocation
Child savings plans
Costs and risks of derivatives
Costs and risks of direct property
Dollar cost averaging
Insurance Investment Bonds
Investment risks
Managed funds
Managed Discretionary Accounts (MDA)
Separately Managed Account (SMA)
Set and maintain a budget
Asset AllocationChild savings plansCosts and risks of derivativesCosts and risks of direct propertyDollar cost averagingInsurance Investment BondsInvestment risksManaged fundsManaged Discretionary Accounts (MDA)Separately Managed Account (SMA)Set and maintain a budgetThese documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to tax.
Understanding tax – version 5.1
Redundancy payments
Salary packaging
Tax considerations for non-residents
Taxation
Understanding tax – version 5.1Redundancy paymentsSalary packagingTax considerations for non-residents
TaxationThese documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to business insurance.
Business Continuation Insurance
Business Expenses Insurance
Business Succession Agreement and Funding
Business Continuation InsuranceBusiness Expenses InsuranceBusiness Succession Agreement and FundingThese documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to gearing.
Costs and risks of gearing
Costs and risks of gearing into superannuation
Costs and risks of margin lending
Costs and risks of gearingCosts and risks of gearing into superannuationCosts and risks of margin lendingThese documents provide some additional information to help you understand the financial planning concepts discussed in the statement of advice in relation to self-managed super funds.
Commencing an SMSF pension
Costs and risks of borrowing by self managed superannuation funds (SMSF)
Key SMSF investment rules
Limited Recourse Loan
Self managed superannuation funds
The SMSF Investment Strategy
Commencing an SMSF pensionCosts and risks of borrowing by self managed superannuation funds (SMSF)Key SMSF investment rulesLimited Recourse LoanSelf managed superannuation fundsThe SMSF Investment Strategy